Pros and Cons of Investing in Penny Stocks Most penny stocks are shares of small companies that usually don’t have great market penetration.The main difference between stocks and larger stocks is that they fluctuate enormously on a daily basis. When you decide to invest in the right small or large cap company, make sure you [...]

Different Types of Personal Bankruptcy. Which Bankruptcy Type Do You Qualify for, or Can Afford?   This essay attempts a simple outline of the different types of bankruptcy available under the banruptcy code for American debtors, and the basic procedures and process involved in a debtor filing for personal bankruptcy for legal discharge of his [...]

A mutual fund is a collection of money, pooled together by all of its investors, used to purchase specific types of securities. The investments within the mutual fund are decided by investment professionals who run the mutual fund. The professional picks among a wide variety of stocks, bonds, money market instruments, or other financial choices. [...]

Secrets of the Millionaire Mind Book The Secrets of the Millionaire Mind book promises a lot, and if you’re like me, you’re probably starting out feeling skeptical about its ability to deliver.  After all, T. Harv Eker says that with five minutes, he can predict a person’s lifetime financial future!  However, closer examination of the book and [...]

Risk tolerance is critical for online stock market investing. When you’re just beginning to invest in the stock market, you’ll discover that each person has a risk tolerance that should be honored and taken into account. A professional financial planner worth his salt must understand this so he can help you determine your risk tolerance. Then, that person needs to help you ascertain which investments don’t exceed that risk level.