A mutual fund is a collection of money, pooled together by all of its investors, used to purchase specific types of securities. The investments within the mutual fund are decided by investment professionals who run the mutual fund. The professional picks among a wide variety of stocks, bonds, money market instruments, or other financial choices.
Green [...]

Risk tolerance is critical for online stock market investing. When you’re just beginning to invest in the stock market, you’ll discover that each person has a risk tolerance that should be honored and taken into account. A professional financial planner worth his salt must understand this so he can help you determine your risk tolerance. Then, that person needs to help you ascertain which investments don’t exceed that risk level.